Avaliação socioeconômica do programa de Incentivos aos Negócios em Casa - PINC no Município de Fortaleza, Ceará

Abstract

The work that however if presents search to determine and to analyze the importance of the Program Incentives to Businesses at House - IBHP in the generation of job and income, and in the improvement of the quality of life of the beneficiaries, that had received financings in the City of Fortaleza, by means of the Secretariat of Econômico-SDE Development. It was become fullfilled, for in such a way, a research for sampling of the extracted proportional type, by means of the application of questionnaires, together the 83 beneficiaries of the IBHP. As methods of analyses it was used descriptive analysis associate to the calculation of the Quality of Life Index (QLI). As main results and conclusions of the IBHP they are distinguished: the majority of the benefited ones is of the female sex, has 39 years, married, with complete average education and possesss in average 4 people in the family: the creation of new jobs indirect right-handers and, thus contributing for the reduction of the index of unemployment opened in Fortaleza; the increase of the income cf the beneficiary families; the magnifying of the businesses had received the biggest prominence and between sectors, the services, with the activity of faction, had been contemplated; the majority of the beneficiaries searchs capacity enterprising to lead its businesses; the perspectives of the majority of the beneficiaries are to extend the enterprise; the majority was satisfied with the loan; the enterprises if find with satisfactory the physical and hygienical conditions; half of the beneficiaries if almost finds with the parcels in day, however the insolvency is relatively high; it had improvement of reasonable form in the quality of life of the beneficiaries, contributing for the growth and development of the small businesses, mainly in the peripheral areas of the city; it had increase of auto-esteem of its beneficiaries, in the measure where they had entered the work market, searching its space and generating job and income contributing with the reduction of the index of poverty of the pertaining of city Fortaleza.