Análise das influências da educação financeira sobre o desenvolvimento econômico brasileiro

Abstract

Due to the rapid development of financial markets, the importance of financial education has grown, being singled out by the OECD as an important instrument for growth and economic stability and being singled out by the Central Bank as an important tool for making better decisions of individuals with regard the money. In Brazil there is a major bottleneck with respect to financial education, verified by examining the Default data, indebtedness of households and the savings rate of the population. In order to call attention to the importance of the issue and because it is a current discussion, the paper presents an explanation of the problem of financial education from theoretical references published in documents and developed from material already prepared, especially books and scientific articles, also analyzing the impacts on the development of the Brazilian economy. It was concluded that the lack of financial education harms the growth of the credit market due to the population default levels and private saving training, both factors are important for the development and basis for investment growth and therefore the development of Brazil's economy.