Desenvolvimento de um aplicativo móvel para auxiliar no gerenciamento financeiro de jovens e adultos

Abstract

With the rapid advancement of Information Technology (IT), personal computers have become so commonplace that they now fit in the palm of your hand. Mobile devices and their countless applications have made accessing information easier than ever before. However, despite this progress, certain areas of knowledge remain highly restricted, including Financial Education. The lack of financial literacy can be attributed, in part, to the absence of clear and accessible information on the subject, resulting in a lack of essential money management skills in adulthood. Saving money is not an innate talent; it is a skill that needs to be cultivated, much like drawing or riding a bicycle. Given this reality, the importance of financial education has never been more apparent. In Brazil, the basic education curriculum fails to address this critical aspect, leaving young individuals ill-equipped to navigate the financial landscape and make informed decisions about managing their resources. The lack of financial education during childhood and adolescence, coupled with the constant pressure to fit into a particular social group and the dynamics of the financial market itself, are contributing factors to the prevailing issue of excessive indebtedness. To improve the quality of life for this population, it is crucial to explore easily accessible models of financial education that address these challenges. In response to this need, the concept of a mobile application called "PennyWise"was conceived, aiming to facilitate financial learning for both young people and adults. This application’s proposal is to streamline users’ financial transactions and provide a clearer overview of their financial situation. Therefore, this report presents the context for developing an iOS mobile application that leverages an expenditure organization strategy to enhance financial management. It encompasses various aspects, including the app’s conceptualization, insights into the target audience, user interface design, details of the app’s coding, and the process of publishing it on the App Store. Finally, the completed application is showcased, along with the link for downloading it from the store.