Estudo comparativo entre o desempenho bancário tradicional e as principais fintechs do mercado brasileiro entre 2020 e 2022

Abstract

This project presents a comparison between the economic and financial performance among the traditional banking sector and the modern banking ecosystem of Fintechs. The primary objective is to designate which sector presented the best performance between the post pandemic years from 2020 to 2022. For the elaboration of the study, bibliographical research was carried out, to elaborate a balance of the financial statements of the institutions and the economic-financial performance of the main institutions in traditional banking services and to present materials related to the theme. The result of the analysis is presented together with a comparison of the evolution of the main accounting accounts and indicators from Fundamental Analysis of liquidity, profitability and profitability, indebtedness and solvency. The conclusion of the study is that the traditional banking sector has a solidity and an excellent financial dimension and, on the other hand, the Fintechs has smaller sizes but reveals an exponential annual growth