Perspectivas do microcrédito para os beneficiários do bolsa família em Fortaleza

Abstract

The present work has as goal to evaluate the contribution of social programs applied in Brazil as curtailment means of poverty and social inequality. The study presents the general aspects of brazilian economy and the social programs, Bolsa Família e Microcredit. The program Bolsa Família is for combating poverty through the transfer of incame and with conditionalities ensuring that add to education and heath. The Microcredit is a program that including the population in financial market with encouraging entrepreneurship. The main goal of the study is to verify the prospects that generate the Microcredit to the beneficiaries of Bolsa Família program in Fortaleza. The specific goal analyses the action of the programs in the people’s life, illustrating the combat of poverty and the colaboration to the development of the country, as well as to find the socioeconomic profile and the interest of the beneficiaries to ascend socially throught the Microcredit and as result, they can emancipate to Bolsa Família program. The interviews were conducted with subjective questions to a sample of 42 beneficiaries of both programs to emphasize their actions and to present the beneficiaries’ profile that live in Fortaleza, Ceará. The last step of the study details the answers and conclusions of the interviews.