A importância da renda complementar para os aposentados: Uma crítica para a reforma da previdência social

Abstract

Interest in future income has increased the adhesion to complementary pension plans in Brazil. In addition, over the last few years, the economic growth and expansion of the middle class and increase of the purchasing power of the population also collaborate with the generation of a culture of adhesion to these types of plans. This research aims to present aspects of the history and changes that have occurred in the Brazilian Social Security system and the importance of the Complementary Social Security System. Social security categories and concepts and themes related to Social Security reforms, the social security factor and recent social security transformations recently addressed in Brazil were discussed. The importance of supplementary social security is demonstrated, since the official social security system in Brazil has not been able to guarantee the workers who are assisted, the protection and quality of life after the period of work is due to the suspicion of corruption, the purchase of services and the increase in demand for social security policy caused this to begin to be questioned, which forced the creation of new measures. The work will show that it may be important to have a complementary income, even if it is a precautionary one, and that it may, well or badly be a long-term savings educator and maintain the purchasing power of the newly retired