Oferta de crédito para microempresas: análise do Programa Crediamigo do Banco do Nordeste

Abstract

The availability of credit for small businesses is a practice that takes place for many years and many countries adopt this measure as a way to stimulate the economy and social welfare. In Brazil, this policy of offering credit was increased from the year 2003, with the new Administration, which favored the Micro and Small Enterprises. This research has sought to analyze the evolution of the supply of credit to Micro and Small Enterprises in Brazil policy in recent years and shows other cases of countries that have adopted this measure as a way to leverage the economy. For this I used a qualitative exploratory study using information based articles, and books related to the subject studied electronic sites. In an analysis of the specific goals of the Microcredit Program of Northeast Bank of Brazil-BNB, Crediamigo been made in recent years, showing how this program helped the lower classes with financial aid and also training of participants Crediamigo.