Ensaio sobre o seguro rural no estado do Paraná

Abstract

Agriculture is a sector of fundamental importance in the Brazilian economy, with a significant share in the national Gross Domestic Product (GDP). However, as it is an activity carried out in a natural environment, there are numerous adverse factors that can hinder its full development, causing a drop in productivity and financial losses. In this scenario, rural insurance emerges as a significant public policy aimed at reducing the risks of agricultural activities, through financial compensation in the event of claims. This study analyzes the Rural Insurance Premium Subsidy Program (PSR), which enables the contracting of policies to insure rural producers. The objective of this study is to verify the relationship between the federal subsidy granted by the PSR and the productivity of second-crop corn in Paraná in 2024. To achieve this objective, a quantile regression was performed applied to public data made available by the Rural Insurance Atlas. The results showed that the cultivated area and the federal subsidy are the factors most strongly associated with the increase in corn productivity. This suggests that policies to encourage planting and financial support to producers are effective strategies to increase production.