Análise da eficiência relativa das instituições financeiras do segmento bancário listadas na BM&FBOVESPA em 2017

Abstract

Considering that banks are the largest financial system’s institutions and that the market’s globalization and digital transformation have created a new competitive landscape in the banking sector, it’s necessary to manage the available resources in the best possible way. Therefore, this study sought to analyze the relative efficiency of the economic-financial performance of these entities, using Data Envelopment Analysis (DEA). In this context, the study had as its major goal to measure the relative efficiency of economic and financial performance of the Banking Financial Institutions listed on the BM&FBOVESPA in 2017. It was a descriptive research about the goals and quantitative about the approach to the problem, by using the Data Envelopment Analysis (DEA) for analysis and interpretation of data. About the procedures, it still used bibliographical research and documentary, with the extraction of information obtained from the financial statements produced by the companies object of this study. The results showed that among the 23 banks analyzed, 6 were classified as efficient and 17 as inefficient. Efficient were: BANESTES, BANESE, INDUSVAL, MERC INVEST, NORD BRAZIL and ITAUSA. Among the six eficiente, its most served as benchmark for the inefficient were BANESTES and MERC INVEST, being indicated as a parameter of efficiency for 15 and 14 institutions respectively.