Microcrédito produtivo orientado como alternativas de inclusão bancária: uma análise do Programa Crediamigo do Banco do Nordeste

Abstract

This monograph has as main objective to analyze the importance of the Program Crediamigo Banco do Nordeste as developers banking inclusion. Currently, you can see that the search for more security in the banking system and the unprecedented development of the economic system have increased the complexity of the economy. In this sense, some businesses and companies acquired the ability to control markets and directly influence decision-making processes of governments, while others gradually lost that ability. A lot of microentrepreneurs do not have access to credit and financing that many of them with their families, suppliers and even moneylenders, who charge very high interest rates. Access to credit provided by the bank and the inclusion program could provide prosperity and development of microenterprises generating income and promoting employment.