uma abordagem introdutória sobre a evolução do pensamento humano sobre o risco : um enfoque econômico-financeiro

Abstract

In most cases, only a retrospective view of events is able to elucidate from the simplest to the most complex issues of life. When we think of risk as an integral part of the actuarial profession, an idea immediately occurs: it is necessary to manage it. But to manage it, one must try to measure it and measure it is advisable to know, even minimally, the evolution of its concept over time. This is the first attempt of the following text and on which there is extensive literature, especially in the English language. Another purpose, however, that properly housed in its incompetence, is to bring concepts needed to run the risk of its historical origin, in order to launch some light at least those who wish to solidify their knowledge in the broad field of actuarial science. Thus discourses on the concept of risk, the development of measurement techniques and how humans behave in front of him, until it reaches the derivatives, the ultimate instrument of risk sharing. The understanding of these topics in some way, serves to aid the process of coping with this herculean Hydra called risk.