Medicina preventiva: Análise dos custos dos beneficiários em uma operadora de planos de saúde

Abstract

The objective of the present study is to verify the healthcare costs of beneficiaries before and after these adhere to a program of preventive medicine in a given operator of health plans. The methodology applied was descriptive statistical techniques and the Wilcoxon test was performed on a sample of beneficiaries of the plan in question. This work also presents an approach about the history of Brazil's supplemental health, the plans’ regulation, market data and the main characteristics of preventive medicine in actions of health and disease prevention promotion. The results showed that the costs have a very variable behavior , which can be explained by the case of chronic patients and, mostly, belonging to the older age group established by the National Regulatory Agency for Health Insurance and Plans (ANS) . Finally, it was suggested for future work an analysis of the costs and expenses involved in the program to calculate the return on investment.