A relevância da educação financeira no ensino fundamental como aprendizagem no cotidiano dos estudantes

Abstract

Financial mathematics is present in people's lives everywhere, both in the city and in the countryside. Society daily suffers a conflict of information about interest, fees, taxes, among many other terms. Families constantly have to make financial decisions that can have a big impact on their lives and those around them. However, in practice, it is clear that people, especially young people, and even elementary school graduates, fail to understand the importance of a financial balance to improve their quality of life. The present study questions whether educators have knowledge of financial education to apply in the classroom in elementary school and what is the relevance of teaching finance in the context of elementary school. This is a quanti-quali investigation in which an online questionnaire is used to collect data from the research subjects between June and August 2022. The sample definition was intentional according to availability and access. The records were appropriated in the Excel® spreadsheet and after being subjected to graphic and percentage analytical treatment. In the validation plan, the data triangulation technique was used when returning to the sources between October and December 2022. Simultaneously, a semi-structured interview was applied to the subsample in order to enrich the analytical outline. Although not the majority, a non-negligible percentage of research subjects indicated a lack of knowledge of the logic of financial knowledge. The study showed a need to reinforce the continuing education of potential teachers of theoretical frameworks in financial math.