Avaliação do nível de educação financeira dos servidores públicos na secretaria das finanças de Sobral

Abstract

Financial education is an essential skill for the conscious management of resources, both on a personal and professional level. This study aims to assess the financial education level of public servants in the Finance Department of the municipality of Sobral, Ceará. The research investigated the profile of these servants and their knowledge of financial concepts and instruments, as well as the importance of financial planning in personal and family contexts. The research was carried out by applying questionnaires to a sample of employees, whose responses were analyzed quantitatively. The results showed significant variation in the level of financial education among the servants, revealing that, despite frequent exposure to financial topics, many still lack sufficient knowledge for effective personal financial management. Additionally, a positive correlation between educational level and financial knowledge was observed, highlighting the need for educational actions to better equip these servants. It is concluded that the implementation of continuous financial education policies is crucial to improving the financial well-being of public servants