Uma análise fundamentalista do setor bancário: um estudo de caso com uma seleção de indicadores

Abstract

This work focuses on the research, through Fundamental Analysis on the stock exchange, of companies in the financial sector in Brazil. Fundamental Analysis is based on the analysis of the financial statements, in the macroeconomic scenario, on the results, that is, it analyzes the financial health and governance of a company. The banks studied here are Banco Bradesco, Banco do Brasil, Banco Itaú, Banco BTG Pactual and Banco Inter, through the analysis of four indicators, namely: Basel Ratio, Net Margin, Return on Equity and Provision for Doubtful Debts. The results obtained suggest the relevance in investing in shares of traditional banks and in the investment bank analyzed, however the Fintech of the sample did not obtain robust results when compared with the rest of the sample.