Impactos do Programa Nacional de Crédito Fundiário na organização produtiva das unidades agrícolas familiares: o caso do Sítio Santa Luzia em Jaguaretama - Ceará

Abstract

Access to land is one of the main obstacles to the development of family farming in Brazil, especially in regions marked by land concentration and environmental constraints, such as the Brazilian semi-arid region. In this context, the National Land Credit Program (Programa Nacional de Crédito Fundiário– PNCF) stands out as a public policy for land access based on market mechanisms, combining land acquisition financing with the implementation of productive investment projects. This study aims to analyze the impacts of the PNCF on the productive organization of family agricultural units located in Sítio Santa Luzia, in the municipality of Jaguaretama, Ceará The research adopts a qualitative approach through a case study methodology, supported by bibliographic review, documentary analysis, and semi-structured interviews conducted with program beneficiaries and institutional agents involved in its implementation. The results indicate that the PNCF has significantly contributed to access to land, the restructuring of family agricultural units, and the establishment of productive activities adapted to local edaphoclimatic conditions. Improvements were observed in land-use organization, productive diversification, and the income-generation capacity of beneficiary families. However, the study also identifies limitations related to technical assistance and the need for continuous monitoring of productive projects, which are crucial factors for the sustainability of agricultural units and the permanence of families in rural areas. It is concluded that the PNCF presents relevant potential as an instrument for strengthening family farming, particularly when articulated with complementary policies of rural extension, credit, and support for productive organization.