Alguns aspectos do crime de lavagem de dinheiro em instituições financeiras

Abstract

Financial institutions are a target for criminals to launder money. To stop these criminal actions, it is essential that financial institutions comply with all rules and requirements. The present study aims to verify compliance with the rules for preventing money laundering by financial institutions in Brazil. It is a bibliographical and documental, descriptive and exploratory research with quantitative analysis regarding the procedures carried out by criminal organizations. It is believed that more than $1 trillion is laundered by criminal organizations each year, and financial institutions are targeted for this crime. Since then, from Law n. 9613/98 several regulations were issued by the regulatory bodies of the target sectors, with a view to implementing a control mechanism. It was found that COAF has produced around 6,800 Financial Intelligence Reports since its creation, with more than 112,200 linked communications and around 51,200 related people. Still, as a result of the effective action of COAF carried out after the communications of the target sectors, it is mentioned R$ 1.2 billion of amounts blocked by the Justice, based on financial intelligence information, in 2009 and the increase in convictions that in some years reached 503%. Thus, it appears that these numbers point to the impacts of the implementation of internal controls, auditing and compliance by the target sectors.