O impacto do programa de microcrédito rural (Agroamigo) na melhoria das condições das famílias beneficiadas no estado do Ceará: um estudo de caso

Abstract

The present study has as objective verify the impact of the rural microcredit program (Agro friend) in the improvement of living conditions of benefited families in the state of Ceará. The analyzed data was obtained through field research in Quixadá municipality. The table, descriptive and graphic techniques were used to analyze the data. The t-student, Tukey and Kruskall-Wallis tests were used to compare the average and propor tions, respectively. In the analysis of life quality of the interviewed, it was used an Quality Live Index A Quality Life Index (QLI) to calculate the quality of life of benefited and non-benefited families. The labor use per cultivated hectare is higher in cattle and swine activities. The agriculture and pension and retirement, respectively, are the main source of income of majority of benefited and non-benefited families. The highest average agricultural income per cultivated hectare was obtained in swine activity due to its faster financial returns as compared to cattle and sheep raising activities. The QLI of the benefited and non-benefited families is average quality of life. The indicators like living conditions, education and health contributed more in the construction of quality life index, where as the indicator leisure has the lowest par ticipation. The Agro friend program has facilitated the availability of credit to agriculture families.