Análise dos custos de uma operadora de planos de saúde: comparativo entre empresas clientes que também são prestadores e empresas de demais ramos de atividade

Abstract

Over the past decade, many Brazilians are joining the services offered by operators of health plans to care for their welfare. Many of these people who have health plans enjoy this service through any company that hired the services of a health service provider to provide the health benefit plans for its benefits. Another point to highlight that growth in the number of beneficiaries is the rising cost these services entail for health insurance companies. Some companies that hire the health plans for their employees have a relationship of service providers with health insurance companies. By the high risk that health professionals are exposed in the course of their work, and easy access to care, it is necessary to a study in order to find out whether the beneficiaries have a health plan come from companies that are also service providers have a cost to beneficiaries of other companies. After the analysis of per capita cost and statistical analysis, it was found that for this sample that was selected, beneficiaries of companies that are operating the service providers concerned, have a higher cost for some items than others, the branch of service providers activity has a positive effect on healthcare costs.