Gestão de risco rural no Brasil: os impactos das mudanças climáticas e o fundo de catástrofe

Abstract

The agricultural insurance’s management is essential to the sector's development, providing, to the farmer, better security at planting time. In Brazil, the drastic climate changes have caused big financial impacts to the farmers, who are at the mercy of programs and policies of the Federal Government, which often are not efficiently as they should be. Although some programs remain strong until nowadays, others, as the Farm Activity Guaranty Program (PROAGRO), were created and did not even succeeded, becoming discredited by farmers and other users of the sector. However, in order to urge the supply and purchase, by the farmers, of the rural insurance policyholders, on 26 August 2010, the government authorized the creation of the Catastrophe Fund that, based on international experiences, aims to ensure to the Insurers and Reinsurers the supplementary cover of the insurance’s risks in case of generalized climate disasters.