Análise dos riscos e performance do Fundo Referenciado DI nas principais instituições financeiras

Abstract

To be marketed, an Investment Fund is subject to certain risks, not just the investor, as is commonly thought. Throughout history, the Funds have been earning their own legislation would regulate because of its importance in the economy. They are exposed to various risks and their performance should be considered by investors before acquiring a share of it. The Fund Referenced DI was used as the basis for the calculations, because it has a low risk rating and therefore more common marketing on other types of investment funds. The data used belong to four major banks active in the country, two private and two public capital to its assets. The main risks to the Fund are mainly: liquidity, credit, market and operational risks, and others that also apply, as detailed in work. Based on the data of the Selic rate and the CDI, it was found that, for there to recoup the Fund, this must have satisfactory performance, according to their index, proven by the historical data analysis.