Análise da cobrança de preço diferenciado em sede de pagamento por meio de cartão de crédito nas relações consumeristas

Abstract

We investigate the possibility of charging a different price on credit card transactions. Differential pricing in credit card payment transactions can occur in two ways: by giving a discount to the payer in cash, or by imposing a surcharge on the card payer. The work begins with a historical reading of the origin of this payment system, with the purpose of knowing the integral parts of this relation, and the principles related to the problem. Next, a jurisprudential and doctrinal analysis is done, in order to know the favorable arguments and contraries, with the analysis of the norms, bills and guidelines of the courts. The article intends to demonstrate the possibility of adopting differentiated prices due to the payment modalities by consumers as a way of benefiting and protecting the interests of the consumer citizens.