Banco Palmas: uma estratégia econômica e social para o desenvolvimento da comunidade do Conjunto Palmeira

Abstract

The difficulties of implementing a sustainable economic development model, which facilitates local development is still a big challenge. However, many popular projects based on free association, coo perative work and self-management has been shown to alternative sources for the Exploration Trail exerted by the current system. This paper aims to present one of these ventures, setting forth the causes that lead to economic and social development, based on the Solidarity Economy, will be treated the case of Bank Palmas, located in Set Palmeira, slum neighborhood in Fortaleza - CE. The Solidarity Economy presents itself not only as a survival strategy created and executed by that are excluded by the capitalist economy, but also as an opportunity to build a new way of living and organizing work, guided by principles such as self-management, cooperative and solidarity. It is this methodology that in 1998 the Bank Palmas ASMOCONP creates with initial goal of microcredit to ensure production and local consumption, at very low rates, no requirement for registration queries, proof of income or guarantor. The results indicate the important effects of this strategy, in addition to the banking and financial results, contributing to strengthening the community through various actions to promote local development in the search for more just and egalitarian relationships.